CONGRATULATIONS! You’ve made the decision to buy a home. We’re here to help you through the entire process. Buying a home is a tough decision, and any real estate professional that tries to hide that is not giving you all the facts.
There are several steps that lead to the path of home ownership, but unless you are buying for cash, you will have to use a lender.
At eNexGen Real Estate, we understand that the word mortgage exerts fear in some, but it is a straight forward concept. If you are a buyer who cannot afford to purchase a home for cash, you will need financing. Mortgage lenders loan buyers an amount in relation to the appraised value of the home, and then charge interest on that loan. The home is used as collateral for the debt.
It really is that simple.
So what’s next?
Let’s get pre-qualified. This cannot be stressed enough! A buyer who is not pre-qualified for a loan won’t be taken as seriously as one who is. Getting pre-qualified by a lender helps the seller take you seriously, and it allows you to know how much of a mortgage you can afford.
Fill out the form, and we’ll get you pre-qualified for a mortgage, and we can begin the process today.